Coverage for Every Need

Why Aon Edge?

Offering your clients quality private flood insurance options helps you build your portfolio, improve retention, and add value to the services you provide. Offering flood coverage may also help mitigate potential Errors & Omissions (E&O) claims.

• No waiting period when purchased during loan closing; otherwise 15-day waiting period
• IVANS Network download capability for seamless integration
• Instant policy issuance available
• Not subject to federal surcharges or reserve fund assessments

What Your Clients Are Protected From

Vehicle repairs are one of the most unexpected and costly expenses your clients face. Arkay's Vehicle Service Contracts cover repairs after the manufacturer's warranty expires — so your clients can drive with confidence knowing engine, transmission, electrical, and other major system failures are covered.

• Engine & transmission repairs — often the most expensive vehicle failures
• Electrical, AC, steering, brakes, fuel delivery, and cooling systems
• Available for drivers aged 18–65 through licensed insurance agents

Important Note

Arkay Auto Warranty uses the term “warranty” to relate to how consumers generally describe the product, but Arkay is technically offering a Vehicle Service Contract. This is not a manufacturer's warranty — it covers vehicle repairs after the manufacturer's warranty period expires. Coverage is designed for drivers aged 18 to 65.

Commercial Coverage Your Clients Can Count On

Traditional commercial insurance is slow, manual, and often one-size-fits-all. Attune changes that by combining sophisticated data aggregation with advanced analytics to deliver tailored products in minutes. Your clients get coverage that reflects their actual business — with faster decisions and better-fitting protection.

• Data aggregation from multiple sources — a more complete picture of each client's risk
• Advanced analytics — precise underwriting for better pricing and broader eligibility
• Tailored products in minutes — not days or weeks like traditional carriers
• Modern experience — streamlined process designed for speed and simplicity

Financial Protection for Your Clients' Future

Back9 gives your clients access to life, disability, and annuity products from 40+ top-rated carriers — all through one streamlined platform. They can compare options, apply, and get covered without the delays of traditional life insurance.

• Quote & Apply™ — clients can compare, eSign, and submit in minutes
• 40+ top-rated carriers for life, disability, and annuity products
• 24/7 support — available anytime your clients need answers

Why Blitz?

The E&S market is a $100 billion opportunity, and Blitz is built to help agents capture it. Traditional E&S submissions are slow, paper-heavy, and frustrating. Blitz changes everything with a fast, simple underwriting platform purpose-built for small commercial risks.

• Quote in 5 minutes, bind in 10 — no waiting days for underwriter review
• 80% of risks auto-approved — technology handles the underwriting so you can focus on selling
• No ACORD forms — dynamic applications adapt to each risk for a streamlined experience
• Bundled products and centralized communications — everything in one platform

Why BTIS?

BTIS is a nationwide wholesale insurance intermediary and part of the Amynta Group. Their exclusive General Liability product gives agents a competitive edge with fast digital quoting, broad class code eligibility, and underwriting support that actually responds.

• Exclusive General Liability product — competitive rates and broad eligibility
• Tech-driven platform — streamlined workflows and instant quoting
• Responsive underwriting — fast answers when risks need review
• Backed by the Amynta Group — financial strength and deep wholesale expertise

Why CARMA?

The cannabis industry operates under a complex patchwork of state and local regulations, creating unique insurance challenges that traditional carriers don't address. CARMA Cannabis Insurance was built specifically for this market — providing flexible, compliant coverage solutions that protect cannabis businesses at every stage.

• Purpose-built for cannabis — not a generic policy with exclusions removed
• Covers the full supply chain — cultivation, manufacturing, distribution, retail, and ancillary
• Deep regulatory expertise — policies designed to stay compliant as laws evolve
• Flexible solutions that adapt as your client's cannabis business grows and regulations change

Why Chubb?

Chubb is the world's largest publicly traded property and casualty insurer, with operations in 54 countries and territories. Their small commercial program gives independent agents access to the same financial strength, claims expertise, and global resources that the world's biggest companies rely on — packaged for growing businesses.

• Scalable protection — from startups to established businesses, coverage grows with your clients
• Comprehensive suite — GL, Workers' Comp, Cyber, Management/Professional Liability under one carrier
• Simplicity and speed — streamlined quoting and binding for smaller commercial accounts
• Strategic choice for independent agents — Chubb's brand recognition and financial strength build client confidence

Why Coterie?

Small businesses deserve insurance that's as fast and flexible as they are. Coterie Insurance was built from the ground up to eliminate the friction, delays, and complexity of traditional commercial insurance — replacing it with instant quotes, transparent coverage, and a modern platform that works for agents and business owners alike.

• Instant, bindable quotes — no waiting for underwriter review or manual processing
• Data-powered underwriting — smarter risk assessment for better pricing and faster decisions
• Full coverage suite — GL, professional liability, cyber, BOP, workers' comp, and commercial property
• Available in all 50 states — nationwide protection for small businesses everywhere

Why Cover Whale?

Commercial truck insurance has historically been one of the most difficult lines to place — especially for owner/operators and small fleets. Cover Whale is changing that with technology-driven underwriting that makes it possible to write risks that conventional carriers turn away.

• Insurtech innovation — coverage options that conventional carriers couldn't write
• Targets 1–25 power units at bind — perfect for owner/operators and small fleets
• Scalable growth — add up to 2 additional power units per quarter as the fleet expands
• Simplified agent experience — technology-driven platform built for speed and efficiency

Why Cowbell?

Cyber threats are the fastest-growing risk for small and medium-sized businesses, yet most SMEs remain underinsured or uninsured. Cowbell was built to close that gap — offering innovative, accessible cyber insurance that's easy to understand and tailored to each business's unique digital risk profile.

• Leading SME cyber insurer — purpose-built for small and medium-sized enterprises
• AI-powered continuous risk assessment — proactive insights to reduce exposure before incidents occur
• Innovates across all three pillars — underwriting, distribution, and claims for a modern insurance experience
• Easy-to-understand policies — transparent coverage with no confusing exclusions or hidden gaps

Important Restrictions

CrossCover does not cover all commercial property risks. Non-target classes include apartments with rents below $800/unit/month, higher hazard industrial/manufacturing risks (recycling, woodworking, food processing, chemical, plastics), wood frame non-sprinklered buildings, storage of flammable liquids/explosives/ammunition, refrigerated warehouses, and properties with TIV exceeding $10M. Tier 1 oceanfront properties (within 0.5 miles of coast from TX to ME) and buildings with ongoing structural renovations are also excluded. This is not an all-inclusive list — contact us for specific eligibility questions.

Why Dairyland?

Not every driver fits the standard market mold. Dairyland Insurance was built for the drivers that standard carriers often turn away — offering nonstandard auto insurance, SR-22 and FR-44 filings, and motorcycle coverage with flexible payment options. For agents, this means more clients served and fewer lost opportunities.

• Nonstandard auto specialists — coverage for drivers standard carriers decline
• SR-22 & FR-44 filing expertise — fast, streamlined filings to meet state requirements
• Motorcycle insurance leader — comprehensive coverage for all bike types
• Flexible payment plans — low down payments and installment options for all budgets

Eligibility & Terms

• Member or legal spouse must be listed as owner and insured of all eligible vehicles
• Home protection benefits apply to primary residence only (not secondary, rental, or vacation homes)
• 30-day waiting period for Vehicle Mechanical Repair and Home Appliance/Electronic Repair Reimbursement
• All other benefits available upon enrollment
• Full terms, conditions, limitations, and exclusions available in the program's Terms and Conditions

Why ePremium?

Renter's insurance should be simple. ePremium by Inhabit makes it easy for agents to quote, bind, and deliver HO-4 coverage in minutes — with no credit checks in the rating process and automatic approval for standard limits. Once the policy is bound, ePremium handles all servicing so you can focus on growing your book.

• Quote to bind in under 5 minutes — fast and frictionless for agents and tenants
• No credit used in rating — easier placement for a wider range of tenants
• Automatic approval — up to $75K contents and $300K liability at bind
• Optional endorsements — Pet Damage, Water Backup, Identity Theft, and more (vary by state)
• Full servicing by ePremium — they handle endorsements, renewals, and customer service after you bind

Why ERGO NEXT?

Traditional commercial insurance quoting is slow, manual, and frustrating for agents. ERGO NEXT is changing that with groundbreaking AI-based technology that transforms the entire process — from quote to bind to certificate delivery. Agents who use NEXT sell more policies, faster, with less effort.

• Groundbreaking AI technology — smarter underwriting and faster decisions
• Instant quote and bind — close commercial policies on the spot
• Immediate certificates of insurance — proof of coverage delivered instantly
• Sell more, faster — technology built to maximize agent productivity and close rates

Life Insurance Your Clients Can Actually Get

Life insurance has traditionally been slow, complicated, and frustrating for clients. Ethos is changing that with a streamlined, technology-driven approach that eliminates the barriers to getting covered — so your clients can protect their families without the hassle.

• No medical exams — clients apply online in minutes without blood tests or paperwork
• Instant policy delivery — clients receive coverage confirmation on the spot
• Fast, flexible, and dependable — life insurance designed for today's clients

Why Fetch?

Most pet insurance providers leave gaps — charging extra for exam fees, excluding dental, or declining certain breeds. Fetch closes every one of those gaps with the most comprehensive coverage available, and makes it effortless to place with a 100% quote rate and instant issue process.

• Covers sick-visit exam fees, dental (every adult tooth & gums), alternative care, behavioral therapy, and televet — all included
• 100% quote rate — every pet gets a quote, no exceptions
• Instant issue — no declinations, no underwriting referrals, no third-party reports
• Quote in seconds with just age, breed, and zip code — the simplest quoting process in pet insurance

Why First Insurance?

First Insurance & Risk Management is revolutionizing how small businesses get insured. Instead of the traditional back-and-forth with carriers, agents get real-time access to quoting, issuing, and servicing — all from one platform. It's insurance transformed into a proactive risk management partnership.

• Real-time empowerment — quote, issue, and service accounts without waiting for carrier responses
• Strategic risk management partner — proactive planning that goes beyond traditional insurance
• Cutting-edge technology blended with personalized service — the best of both worlds
• Aligned with today's dynamic business landscape — efficiency, responsiveness, and tailored protection

Why Foxquilt?

Foxquilt was founded to fill a real gap in the small business insurance market. Too many small business owners struggled to find the right product through the right process. Foxquilt changes that by giving agents the tools, products, and platform to write business they previously couldn't — efficiently and at scale.

• Built specially for small business — filling the gap in product and process availability
• Foxden agent platform — streamlined quoting, binding, and account management
• No underwriting holds — move fast and close business without delays
• Direct bill payment options and multi-ISO rating for competitive, accurate pricing
• Grow your book — write business you previously didn't have solutions for

Why Get Covered?

Renters insurance is one of the most underutilized coverage types — millions of tenants remain uninsured because the process feels too complicated or too expensive. Get Covered eliminates both barriers with a sub-1-minute quoting experience and premiums starting at just 50 cents per day.

• Quote and bind in under 1 minute — the fastest renters insurance experience on the market
• As low as 50 cents per day — affordable protection that removes the cost barrier for tenants
• Simple and easy — no complicated applications, no lengthy underwriting, no friction
• Comprehensive coverage — personal property, liability, and more in one easy-to-understand policy

Why Great American?

Great American Insurance Group has been protecting businesses and individuals for more than 150 years. Their specialized approach to coverage means your clients get policies designed for their specific industry and risk profile — not generic solutions with gaps. With strong financial ratings and a legacy of reliability, Great American is a carrier you can count on.

• 150+ years of trust — a legacy of protecting what matters most
• Specialized coverage — tailored solutions for your business's unique needs
• Financial strength — strong ratings and stability you can rely on
• Trusted by agents nationwide — competitive products and responsive service

Why Green Shield Risk Solutions?

As wildfires become more frequent and severe, traditional homeowners carriers are retreating from fire-prone areas — leaving affluent homeowners without adequate protection. Green Shield Risk Solutions was built to fill this critical gap with innovative, analytics-driven coverage designed specifically for wildfire-exposed properties.

• Specialized MGA for wildfire-exposed high-value homeowners — coverage where others can't or won't
• Guardian Elite Home — premium program with comprehensive coverage tailored to affluent clients
• Advanced wildfire analytics — real-time data, vegetation mapping, and fire behavior modeling for accurate risk assessment
• Innovative MGA model — strong carrier partnerships delivering specialized products to an underserved market

Why Hagerty?

Hagerty isn't just an insurance company — it's the world's most loved automotive enthusiast brand. Their unwavering commitment to saving driving and car culture for future generations sets them apart from every other insurer in the collectible car space. When your clients insure with Hagerty, they're joining a community that shares their passion.

• Purpose-driven brand — built to save driving and car culture for future generations
• Collectible car specialists — coverage designed for enthusiasts who understand true vehicle value
• World's most loved automotive enthusiast brand — a name collectors trust and respect
• Growth strategy rooted in purpose — attracting clients who share a passion for automotive culture

Why Hiscox NOW?

Small businesses need coverage fast — and Hiscox NOW delivers. With same-day coverage, instant binding, and an all-digital experience, Hiscox NOW removes every barrier between a small business owner and the protection they need. From GL and professional liability to BOP and cyber security, it's a complete small business insurance solution in one streamlined platform.

• Same-day coverage for small businesses with up to $5MM in annual revenue
• Instant binding for GL, PL, BOP, and Cyber Security — no delays, no waiting
• All-digital quote and bind experience — fast, easy, and paperless
• Policy docs delivered immediately via email — proof of coverage in hand right away

Why IDIQ?

Identity theft is one of the fastest-growing crimes in America, affecting millions of people every year. IDIQ provides a comprehensive defense — combining proactive monitoring, real-time alerts, and expert restoration services to protect your clients before, during, and after an identity theft event.

• Dark web monitoring — continuous scanning for compromised personal information
• 3-bureau credit monitoring — real-time tracking across Equifax, Experian, and TransUnion
• U.S.-based restoration specialists — dedicated experts who handle recovery on your behalf
• Identity theft insurance — financial protection to cover eligible recovery expenses

Why Insur-Fi?

Large wholesale brokers often treat smaller submissions as an afterthought. Insur-Fi is different — as a boutique wholesaler, every submission gets personal attention, fast turnaround, and access to specialized markets that can accommodate the risks your retail clients need covered.

• Boutique wholesale broker — personalized service and deep market access
• Wide range of markets — Habitational, Hospitality, Contractors, Real Estate GL, Manufacturing, Large WC, and more
• Specialized expertise — deep knowledge across hard-to-place commercial classes
• Fast turnaround and responsive service — every submission gets the attention it deserves

Why Jewelers Mutual?

Standard homeowners and renters insurance often provides limited coverage for jewelry — with low sublimits, high deductibles, and exclusions for common loss scenarios like mysterious disappearance. Jewelers Mutual was built specifically to close those gaps, offering specialized jewelry and watch insurance that covers what standard policies don't.

• 100+ years as the trusted name in jewelry insurance — purpose-built for fine jewelry and watches
• Covers loss, theft, damage, and mysterious disappearance — scenarios standard policies exclude
• Worldwide protection — coverage travels with your clients wherever they go
• No deductibles on most claims — full reimbursement without out-of-pocket costs

Why Kelly Klee?

High net worth clients have insurance needs that go far beyond what standard market carriers can accommodate. Kelly Klee was built specifically for this segment — offering a concierge bundle approach that ensures comprehensive, coordinated protection for affluent households. With a minimum of $1MM Coverage A and 3 lines required, Kelly Klee delivers the depth of coverage that significant wealth demands.

• Concierge bundle — required coverage and services tailored to high net worth lifestyles
• Minimum 1MM Coverage A — designed for clients with significant property and asset values
• 3 lines required — a comprehensive, bundled approach that eliminates coverage gaps
• Beyond standard market — coverage that exceeds what traditional insurers offer for affluent clients

Why LIO Insurance?

Community associations have unique insurance needs that generic carriers often misunderstand. LIO Insurance was built specifically for this niche — with underwriting expertise, digital tools, and a simplified process that makes placing Community Association Insurance fast and straightforward. Their motto, Insurance Made Simple, isn't just a tagline — it's how they operate every day.

• Niche specialty carrier — purpose-built for Community Association Insurance
• Next-generation digital ecosystem — no legacy burdens, cutting-edge technology
• Quote in minutes — enter new business and get a quote fast, no delays
• Insurance Made Simple — straightforward coverage, transparent process, modern experience

Why MGT?

Commercial P&C insurance has been held back by legacy systems, outdated processes, and a lack of innovation. MGT is changing that — building a tech-enabled risk solutions platform that delivers a fundamentally better experience for brokers and policyholders. With modern technology, streamlined processes, and a team of industry experts, MGT is moving the entire industry forward.

• Tech-enabled platform — modern technology replacing legacy systems and manual processes
• Improves commercial P&C for both brokers and policyholders — a better experience for everyone
• Better processes — streamlined workflows that reduce friction and speed up placement
• Rock-star team — deep insurance expertise combined with technology innovation

Why Monoline?

Standalone personal umbrella insurance has traditionally been slow and cumbersome to place. Monoline changes that with a tech-powered platform built for speed — instant quotes, same-day underwriting, and flexible limits from $1M to $5M backed by A-rated carriers. Whether you're writing new business or transferring existing policies with SimpleSwitch, Monoline makes umbrella insurance simple.

• Instant quotes — get pricing in seconds, not days
• Same-day underwriting — fast approvals that keep your pipeline moving
• $1M to $5M policy limits — flexible coverage backed by A-rated carriers
• SimpleSwitch™ — easily transfer existing umbrella policies without starting over

Why Neptune Flood?

Flood is one of the most common and costly natural disasters in the US, yet millions of properties remain uninsured or underinsured. Neptune Flood was built to change that — delivering affordable, comprehensive flood coverage through a modern, on-demand platform that makes it easy for agents to protect every client from flood risk.

• Affordable flood coverage — competitive pricing that makes flood protection accessible
• Effortless, intuitive platform — on-demand quoting and binding with no friction
• Private flood alternative — often broader coverage and faster issuance than NFIP
• Residential and commercial coverage — protect homes and businesses from flood losses

Why Norman Max?

Norman Max Insurance is a trusted carrier partner committed to delivering reliable coverage solutions for agents and their clients. With a focus on simplicity, competitive pricing, and dedicated support, Norman Max makes it easy to place the right coverage for every client — whether personal or commercial lines.

• Trusted carrier — reliable protection backed by strong financial stability
• Agent-focused service — tools and support designed to help you place business efficiently
• Comprehensive coverage options — personal and commercial lines tailored to your clients' needs
• Competitive rates — pricing that works for clients across a wide range of risk profiles

Why Novella?

Novella brings a fresh, modern approach to insurance — combining technology-driven efficiency with the reliability agents and policyholders depend on. Their platform is designed to make placing coverage faster and simpler, so you can focus on growing your book and serving your clients.

• Modern insurance platform — built for speed, transparency, and simplicity
• Agent-friendly tools — streamlined workflows that save time and reduce friction
• Reliable carrier partnerships — trusted backing for every policy
• Dedicated support — responsive team committed to helping agents succeed

Why Pie Insurance?

Traditional commercial insurance quoting is slow, expensive, and frustrating for both agents and small business owners. Pie Insurance is changing that by leveraging technology to make the entire process faster, more affordable, and genuinely easy. For agents, that means more policies placed in less time. For customers, it means affordable protection without the hassle.

• Technology-driven quoting — faster, smarter, and more accurate than traditional methods
• Affordable for customers — reduced overhead means savings passed on to small business owners
• Easy as pie for agents — streamlined platform built for speed and simplicity
• Small business focus — coverage designed for the unique needs of growing businesses

Why Propeller?

Propeller is a digital MGA built to make surety bonding simple, fast, and profitable for agencies of all sizes. Whether you're a bond-heavy agency looking to streamline operations or an inexperienced bonding agency looking for the confidence to market bonds, Propeller has you covered.

• Appetite aggregator — access multiple surety markets from one platform
• Fully automated lifecycle — from application to issuance, renewals, and billing
• Credit/debit card direct bill — streamlined billing that eliminates collections headaches
• 10-minute onboarding via DocuSign — custom URL ready for your website, email, and social media
• Use bonds as a lead generation tool — drive new business through your custom Propeller link

Why RLI?

RLI Corp has built a reputation as one of the most respected specialty insurance companies in the US. Their focus on niche markets means deeper expertise, better underwriting, and coverage solutions that standard carriers simply can't match. For agents, RLI is a trusted partner that values the independent channel and delivers the specialty products your clients need.

• Specialty insurance leader — niche P&C coverage and surety bonding
• A+ (Superior) rated by A.M. Best — financial strength you can count on
• Both admitted and E&S solutions — flexibility for a wide range of specialty risks
• Committed to independent agents — responsive underwriting, competitive commissions, and dedicated support

Why Semsee Market Access?

Small commercial insurance is a massive opportunity, but agents often struggle with limited market access and time-consuming multi-carrier submissions. Semsee Market Access solves both problems — giving you access to additional markets through one streamlined platform, with competitive commissions and support for the hard-to-place risks that other carriers turn away.

• Expanded market reach — access carriers and programs beyond your current appointments
• One submission, multiple quotes — save time and find the right coverage faster
• Competitive commissions — earn more on every policy placed through Semsee
• Hard-to-place risk support — fewer lost opportunities and more satisfied clients

Why Simplicity Group?

Independent agents need more than just carrier access — they need the right tools and support to compete and grow. Simplicity Group was built to deliver exactly that: top carrier relationships, the LifeLink digital platform, and dedicated support that helps agents sell more life insurance with less friction.

• Top carrier access — competitive products from leading life insurance carriers
• LifeLink platform — quote, compare, and submit life insurance cases all in one place
• Dedicated support — a team committed to helping independent agents grow with confidence
• Streamlined process — innovative tools that reduce friction and help agents sell more

Why Simply Business?

Small business owners are busy running their businesses — they don't have time to navigate the complexity of traditional insurance procurement. Simply Business was built to solve that problem, creating a digital marketplace where small business owners can quickly find, compare, and buy the coverage they need from multiple top insurers in one seamless online experience.

• Digital marketplace — compare quotes from multiple top insurers in one place
• Choice, transparency, and value — the three pillars of the Simply Business model
• Simple and accessible — designed to remove the friction from small business insurance
• Fast online experience — get quotes, compare, and buy entirely online in minutes

Why Skywatch.ai?

The commercial drone industry is growing rapidly, and traditional insurance carriers often lack the expertise and products to properly cover unmanned aircraft operations. Skywatch.ai was built specifically for this market — offering a broker-friendly platform with real-time quoting, instant binding, and liability limits up to $5M.

• Purpose-built for drones — specialized coverage for unmanned aircraft operations
• Real-time broker portal — comprehensive quoting and instant binding
• Flexible liability limits — $500K to $5M to match any operation size
• Growing market — drone operations are expanding rapidly and need specialized coverage

Why Sterling Surplus Underwriters?

Many commercial risks don't fit neatly into standard admitted carrier appetites. Sterling Surplus Underwriters fills that gap — providing E&S coverage solutions for the risks that need specialized underwriting attention. Their agent-focused approach means faster responses, competitive terms, and a genuine partner in placing difficult business.

• E&S specialists — coverage for risks that standard carriers decline
• Flexible underwriting — broad appetite for commercial risks of all types
• Responsive service — fast turnaround and dedicated agent support
• Competitive terms — strong carrier relationships delivering favorable pricing

Why Tend Insurance?

Home system failures can be expensive and disruptive. Tend helps offset those costs with coverage for critical home systems and appliances — while keeping the experience modern, clear, and easy for both agents and policyholders.

• Coverage for heating, AC, appliances, plumbing, electrical systems, and more
• Modern platform — built for speed, transparency, and simplicity
• Agent-friendly workflows — quote and place coverage efficiently

Why Thimble?

Traditional insurance forces workers into rigid annual policies — even when they only need coverage for a single job, event, or project. Thimble changes everything by offering the industry's first truly flexible short-term coverage, letting workers get insured for exactly the time they need.

• First-of-its-kind — short-term coverage from an hour to a year
• Completely unique — no other carrier offers this level of flexibility
• Pay only for what you need — save money without sacrificing protection
• Built for the modern workforce — freelancers, gig workers, contractors, and small businesses

Why Vortex?

Weather-related losses are one of the most unpredictable risks businesses face. Traditional insurance often involves lengthy claims processes, adjusters, and proof-of-loss requirements that delay recovery. Vortex changes that with parametric coverage that pays out based on objective weather data — fast, simple, and transparent.

• Customizable rain insurance — based on precise location data and pre-set thresholds
• Fast payouts — typically within a week, no paperwork or proof of loss required
• Supplemental hurricane insurance — uses third-party storm data instead of adjusters
• Flexible funds — hurricane payouts can cover any type of damage or expense, helping businesses stay financially stable

Why WAX Collect?

Traditional personal articles policies often fall short when it comes to high-value collectibles. WAX Collect was built specifically for this market — offering purpose-built underwriting, digital collection management, and coverage structures that reflect the true value and unique risks of collectible assets.

• Purpose-built for collectibles — not a generic personal articles policy with add-ons
• Both admitted and E&S solutions — the right policy structure for every collection
• Digital collection management — track, value, and insure your collection from one platform
• Covers categories often underserved by traditional insurers — fine art, wine, sports memorabilia, rare coins, and more

How Recoop Works

When a covered disaster strikes — a hurricane, wildfire, or earthquake — Recoop pays a lump sum of $5,000 to $25,000 directly to the policyholder within 48 hours. This money can be used for anything: hotel stays, food, clothing, temporary repairs, or any other immediate need. It's not a replacement for homeowners insurance — it's the bridge that helps families survive the gap between the disaster and the homeowners claim payout.

• Disaster occurs (hurricane, wildfire, or earthquake)
• Recoop pays $5,000–$25,000 lump sum within 48 hours
• Policyholder uses funds for immediate expenses — no restrictions
• Homeowners insurance claim continues separately — Recoop is supplemental